Ford Fiesta One Month Old Fix for Scratches - Use Insurance or AutoShop

Hi Sirs,

Merry Xmas and Happy New Year.

I got my Ford Fiesta Hatchback SP, but unfortunately, after the one month check-up, I got hit and run by a L200.

http://imageshack.us/photo/my-images/542/ford5.jpg/
Should I use my insurance or just autoShop? and why?

AutoShop:
- Charge : Php 6,500.00
- Duration: 2 days

Insurance
- Free
- Duration: 2 - 3 weeks (Undefined Actually)



Thanks Sir.