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5 Pinoy money habits to break

MANILA, Philippines Filipino time, ningas kugon, colonial mentality.
We hear these phrases often when a colleague arrives late for a meeting, when a subordinate fails to deliver on a project he was so eager to take at the beginning, or when a friend buys an imported brand even if the local counterpart is better in quality and cheaper.
We refer to these as "ugaling Pinoy."
These habits hold us back in school, work, in our relationships, and even financially.
Are you guilty of any of these habits? Now is the best time to get rid of them.
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5 ?Pinoy? money habits to break